Dr. Yogesh Samnerkar

Director Dr. Yogesh S. Samnerkar brings over 15 years of extensive experience in the Indian health insurance ecosystem, having worked closely with some of the most respected brands in the industry including FHPL, Reliance, MD India, Dr. Agarwal Group, and other leading healthcare and insurance institutions. Throughout his career, Dr. Samnerkar has been deeply involved in the end-to-end health insurance lifecycle, gaining hands-on expertise in:

• Health insurance policy interpretation and guidance
• Clearing misconceptions related to mediclaim policies
• Hospital and TPA coordination for smooth cashless services
• Claim documentation, submission, and follow-ups
• Timely clearance of hospital bills
• Audit and review of mediclaim settlements
• Resolving claim rejections and unjust deductions

After years of working within large corporate systems, Dr. Samnerkar identified a critical gap—the common policyholder often struggles due to lack of correct guidance, transparency, and support during medical emergencies. With this realization, he founded DYS with a clear mission: to simplify health insurance, educate people, and ensure fair claim settlements without stress or confusion. Today, Dr. Samnerkar is committed to empowering individuals and families by sharing his deep industry knowledge, offering ethical, transparent, and people-first insurance support, and standing as a trusted bridge between hospitals, TPAs, insurers, and policyholders. His vision is simple yet powerful: “Health insurance should protect people, not trouble them.”